Punjab National Bank (PNB) is one of the most prominent and leading banks in India with a history that spans over a century. Established in 1894, the bank has consistently played a pivotal role in fueling India’s economic growth. To manage its vast network and operations efficiently, PNB has segmented its network into circle offices that oversee numerous branches within their designated area.
Circle Offices – The Backbone of Operations:
The circle offices of PNB serve as strategic nodes in the bank’s vast operational network. These offices are pivotal to the decentralized administrative framework of the bank. Each circle office manages, supervises, and supports several branches within its jurisdiction, ensuring that the bank’s policies, practices, and directives are uniformly implemented. They also play a significant role in business development, customer grievance redressal, and ensuring the smooth functioning of branches.
Branches – The Frontline Interface:
PNB’s branches are the primary point of contact for the bank’s vast customer base. They offer a wide range of services such as savings and current accounts, loans, investments, and more. Each branch is equipped with modern banking facilities and technology to ensure customers get the best possible banking experience. The branches, while benefiting from the autonomy to cater to local needs and conditions, are guided and supported by the circle offices to ensure they align with the bank’s overall objectives and goals.
Importance of Decentralized Management:
The reason behind establishing circle offices is to decentralize management and administrative responsibilities. This approach ensures that decision-making is more agile, addressing the unique challenges and opportunities that different regions present. With the circle offices acting as a bridge between the central administration and individual branches, PNB ensures that its vast network remains interconnected, cohesive, and responsive to changing market dynamics.
| Circle | Address | Contact No. |
|---|---|---|
| Agartala | Durgabari Road, Agartala | 0381-2315928 |
| Agra | 1-2,Raghu Nath Nagar,M.G.Road,Agra 282002 | 0562-2851336 |
| Ahmedabad | Gujarat Bhavan,6th Floor,Opp. Mj Library,Ellis Bridge, Ashram Road,Ahmedabad-380006 | 079 2658 3958 |
| Aligarh | Punjab National Bank, Circle Office, Sai Vihar, Opp Madan Palace, Talaspur Kalan, Ramghat Road,Aligarh, Up ,Pin Code-202002 | – |
| Alwar | Aerodram Road29 Naru Marg, Harshil Tower, Alwar | 0144-2700858 |
| Amritsar | Opp. St. Francis School, Mcleod Road, Amritsar | 0183-2507203,2507201 |
| Arrah | East Ramha Maidan Road Ara Sadar | – |
| Aurangabad (Bihar) | Dwarka Complex,1st Floor,Old G T Road,Opp Anugrah Narayan Memorial College, Aurangabad | – |
| Ayodhya (Faizabad) | Acharya Narendra Dev Nagar,Behind Deva Hospital,Near Kohinoor Palace,Reedganj,Faizabad,Pin-224001 | 05278-244370 |
| Baleswar | C/C PNB Branch Office , Iti Chhak, Nayabazar, Balasore- | – |
| Bangalore | Punjab National Bank, Co-Bangalore East, 26-27, M G Road, Raheja Towers, Bangalore, Karnataka-560001 | 080-25584509 |
| Bardhman | Sree Durga Market, G.T. Road, 2nd Floor, Police Line Bazar, Bardhman | 0342-2646327 |
| Bareilly | Circle Office, Punjab National Bank, 1st Floor, C-18/B, Deen Dayal Puram Bareilly, Uttar Pradesh Pincode : 243122 | 0581-2530440 |
| Basti | Teliphone Exchange Near Bus Stand Basti – 272001 | – |
| Berhampur (Ganjam) | At-Siva Arcade, 2nd Floor Tata Benz Square Berhampur, Pin- 760001 District – Ganjam, Odisha | – |
| Bhagalpur | Naulakha Apartment Opp Dig Office S N Singh Road, Badi Khanjarpur, Distt Bhagalpur | – |
| Bharatpur | Co: Bharatpur, Super Bazar, Bharatpur, 321001 | 05644-222012 |
| Bhatinda | Plot No 445, Near Dadi Potti Park,Model Town Phase-3 Bathinda | 0164-2250414 |
| Bhopal | PNB House, Ground Floor, 1, Arera Hills, Jail Road, Bhopal-462011 | 0755-2553213 |
| Bhubaneshwar | 4th Floor, Deendayal Bhawan, Hudco Building, Ashok Nagar, Janpath, Bhubaneswar-751009 | – |
| Biharsharif | Punjab National Bank, Circle Office, Ramchanderpur, Biharsharif-803101 | – |
| Bijnore | Basant Vihar Colony, Near New Tehsil, Bairaj Road, Bijnor, Up- 246701 | – |
| Bikaner | A-17, Kanta Khaturia Colony, Bikaner 334003 | – |
| Bilaspur | Near Pallav Bhawan, Ring Road No.2a-48, Gaurav Path Bilaspur | 07752-412659 |
| Bokaro | Sector 4, City Centre, Bokaro Steel Citypunjab National Bank Bokaro Steel City | 0654-2231901 |
| Bulandshahr | PNB Circle Office, Yamunanagar, Bulandshahr, U.P.- 203001 | 05732-283501 |
| Champaran (Motihari) | Ujjawal Complex, Above V Bazar, Main Road, Chandmari Chowk, Motihari | – |
| Chandigarh | Sco 31-42, Sector 17 B, Bank Square, Chandigarh-160017 | 0172-2709678 |
| Chennai | No 769, Spencer Plaza, Anna Salai Chennai-600002 | 044 28502001 |
| Coimbatore | 179, Kandha Enclave, Sarojini Street, Ramnagar, Coimbatore 641009 | 0422-2238802 |
| Cuttack | 1st Floor, Konark Centre, Plot No-766, NH-16, Telengapentha, Cuttack-754001 | – |
| Darbhanga | Gm Road Darbhanga- | – |
| Dehradun | 1, Paltan Bazar, Dehradun | 0135-2710107 |
| Dharamshala | Near Red Cross Society, Kacheheri, Dharamshala. Pin-176215 | 01892-225134 |
| Dibrugarh | Ubi Building, R K Bordoloi Path, Dibrugah | 0373-2326330 |
| Durgapur | 2nd Floor, Galeria Market,Nachan Road, Benachiry Opp. Jolkhabar Gali, Durgapur-713213 | 0343-2588717 |
| East Delhi | Opp. Nirman Vihar Metro Station, Laxmi Nagar, Scope Tower (Eubi Building), New Delhi – 110092 | 011-45544701 |
| Ernakulam | Market Road40/1461 Market Road, Ernakulam | 0484-2384622 |
| Etawah | Kkm Complex, Katra Shamsher Khan, Near Mahindra And Ford Car Showroom, Takia, Etawah | – |
| Fazilka | (1st Floor Bc: Fazilka Main) Abohar Road , Fazilka | – |
| Gaya | Rj Palace, Rai Kasi Nath More, Swarajpuri Road, Gaya – 823001 | – |
| Ghaziabad | Kj-13, Kavi Nagar, Ghaziabad – 201002 (Existing Circle Of Eobc) | 0120-2753104 |
| Gorakhpur | Near Nagalia Hospital, Alhadpur, Gorakhpur-273001 | 0551-2205046 |
| Gurugram | Ground Floor, Plot No. 05, Institutional Area, Sector – 32, Gurugram 122001 | 0124-4788233 |
| Guwahati | Nilgiri Mansion,G.S.Road,Bhangagarh,Guwahati,781005 | 0361-2458797 |
| Gwalior | City Centrevatsal Mansion, Gwalior | 0761-2403229 |
| Haldwani | PNB Circle Office Haldwani ,Near White Hall School, Uncha Pull (263139) | – |
| Hamirpur | New Road, Hamirpur, Near Bus Stand Hamirpur (Hp)-177001 | 01972-222349 |
| Hanumangarh | Circle Office Hanumangarh, Goyal Tower,3rd Floor, Opp Old Ashish Theater, Jn Town Road, Hanumangarh Jn 335512 | 01552-268767 |
| Haridwar | PNB Circle Office, Sector-4, Bhel,Haridwar, (249403) | 01334-233933/234469 |
| Hisar | Iti Chowk Dabra Road Hisar- 125005 | – |
| Hooghly | 23a, Rai M.C Lahiri Bahadur Street, Serampore ( Near Railway Station), Dist- Hooghly, Pin – 712201 | 033-2662 7511 |
| Hoshiarpur | Chandigarh Road1st Flr., Improvement Trust Bldg. Near Mini Secretariat, Hoshiarpur | 01882-505299,505297, 505552 |
| Hubli | R S No.98/4, Krishnapur Village, 3rd Floor, Centrum Mall, Gokul Road, Hubli-580030 | 0836-2335115 |
| Hyderabad | Regency Plaza, First Floor, Plot No.3, H.No.7-1.450/Rp/3/1/A, Maithrivihar Area, Ameerpet, Hyderabad, Telangana-500016 | 040-23243080 |
| Imphal | – | – |
| Indore | 20,Sneh Nagar,Main Rd,Indore,452001 | 0731-4224022 |
| Jabalpur | 1227, Shaleen House, Napier Town, Jabalpur-482001 | 0761-2403229 |
| Jaipur – Ajmer | J-2, Jhalana Institutional Area, Jhalana, Jaipur 302004 | 0141-2716502 |
| Jaipur – Sikar | PNB House, 2nd Floor, 2-Nehru Place, Tonk Road Jaipur, 302015 | 0181-4697616 |
| Jalandhar | Civil Lines, Jalandhar- 144001 | 0181-4697616, 4697601 |
| Jammu | Gupta Tower, Rail Head Complex, Bahu Plaza, Gandhi Nagar, Jammu-180004 | 0191-2471979 |
| Jhansi | Jhalkaribai Complex, Kanpur Road Jhansi, Pin-284128 | 0510-2321619 |
| Jind | Bays 1-4, District Shopping Centre, Urban Estate, Sector 10, Jind | 01681-245593 |
| Jodhpur | Chopasani Road802,Angira Darpan Jodhpur | 0291-2439069 |
| Jorhat | Babupatty, Jorhat-785001 | 0376-2304126 |
| Kanpur City | 59/29, Bihana Road, Kanpur (Up)-208001 | – |
| Kapurthala | Near Satnarain MandirPNB House Kapurthala | 01822-220014, 501811 |
| Karnal | Bay 21-22, Sector-12, Urban Estate, Karnal Pin 132001 | 0184-2269618 |
| Katihar | Dr. Rajendra Prasad Path, Above Bata Showroom, Katihar | – |
| Kharagpur | Be1 Bidhan Nagar, Station Road, Near Mahuya Cinema, Midnapore – 721101 | 032- 2227 4365 |
| Kolhapur | 917/20/28, Obc Tower, First Floor, F.C.Road, Shivaji Nagar, Pune – 411004 | – |
| Kolkata – North | Dd 11 , Eastern Metropolitan Bypass Road, Sector – 1, Salt Lake, Near Tantuj Bhawan Pin Code : 700064 | 033- 2337 9553 |
| Kolkata – South | United Tower 9 Th Floor,Hemantabasu Sarani,Kolkata-700001 | 033-024985791 |
| Kolkata – West | PNB, Circle Office Kolkata West, 3rd Floor, North Wing, United Tower,11 Hemanta Basu Sarani, Kolkata- 700001 | – |
| Kota | 9a Industrial Area Near Dic Centre Kota | 0744-2360051 |
| Kozhikode | Shathabdibhavan, Mini Bypass Road, Govindapuram, Kozhikode | 0495-2742614 |
| Kurukshetra | Chattha Complex Pipli Road Kurukshetra | 01744-224631 |
| Lucknow | PNB, Circle Office (Lucknow West),Stc 1,1st Floor, In Front Of Ram Manohar Lohia Hospital,Vibhuti Khand,Lucknow.Pin-226010 | 0522-2200715 |
| Ludhiana | Ferozepur Road,Site No. 5, Ferozepur Road | 0161-2550121 |
| Malda | Nazrul Sarani P.O & Dist. Malda | 03512-223083 |
| Mandi | Jail Rd,Mandi,175001 | – |
| Mau | Nh-29, Bhujauti, Mau (Up)-275101. | – |
| Meerut | 495/1 Rpg Tower Mangal Pandey Nagar University Road Meerut | – |
| Moga | 4th Floor, Darshan Singh Complex, Akalsar Chowk, G T Road, Moga-142001 | 01636-519000 |
| Moradabad | Ram Ganga Vihar Phase Ii Moradabad 244001 | 0591-2455143 |
| Mumbai City | Cuffe Parademaker Towers, F Wing, 7 Floor World Trade Center | 022-22186829 |
| Mumbai Western | Aman Chambers Ist Floor Off Veer Sawarkar Marg Prabha Devi | 022-43434610 |
| Murshidabad | 26/11, Sahid Surya Sen Road, Po – Berhampore, Murshidabad, Pin-742101 | 03482-252717 |
| Muzaffarnagar | Shakuntalam, Circular Road, Muzaffarnagar,251001 | 0131-2620452 |
| Muzaffarpur | Aghotia Bazar, Above Bata Show Room , Muzaffarpur – 842002 | – |
| Nadia | ¼ Pandit L. K. Moitra Road, Po-Krishnanagar, Nadia-741249 | 03472-251299 |
| Nagaon | Haladhar Bhuyan Market,Notun Bazar,Near Nagaon Press Club,Pin-782003,Nagaon,Assam | 0367-2252524 |
| Nagpur | R.O,PNB Hse,Kingsway,Nagpur,440001 | 0712-2544937 |
| Nashik | 9, Moledina Road, Aurora Tower, Camp, Pune – 411001 | – |
| New Jalpaiguri (Siliguri) | 2nd Floor,United Tower Building, Hill Cart Road, Siliguri,Dist:- Darjeeling, West Bengal,Pin-734001 | (0353)2435773 |
| Noida | Sector-1 Noida Of PNB | 0120-4818111 |
| North 24 Parganas | United Bank Of India, 48 A Jessore Road ( Near Sethpukur), Barasat, North 24 Parganas, Kolkata -700124 | 033- 2584 4367 |
| North Delhi | Vikarant Tower Rajendra Place New Delhi | 011-48053419 |
| Panipat | Sco 170 Sector 13-17, Huda, Panipat | 0184-2204401 |
| Paschim Medinipur | Sahid Khudiram Bose Road, Burdge Town, P.O- Medinipur, Dist – Paschim Medinipur, W.B- 721101 | 032-2226 3770 |
| Pathankot | Near Kamal Sweets, Sailli Road, Pathankot-145001 | 0186-2221600 |
| Patiala | Sco-146, 1st Floor, Improvement Trust Complex, Chhoti Baradari, Patiala. | 0175-5030201 |
| Patna | Regional Off,R,Block.Chanakya Place,Patna-800001. | – |
| Prayagraj (Allahabad) | Civil Linesfirst Floor Sangam Place Civil Lines | – |
| Pune | Arora Towers,Gr.Fl,M.G.Rd,Pune,411001 | 020-26133863 |
| Purba Medinipur | Purba Medinipur, At- Padumbasan, Po- Tamluk, Dist- Purba Medinipur, Pin- 721636, West Bengal | 032-2826 6755 |
| Purulia | S.D. Ganguly Road, Rajabandhpara, Purulia | 03252- 228847 |
| Raebareli | 1st Floor, Firoz Gandhi Colony, Civil Lines, Raibareli: 229001. | – |
| Raipur | Plot No. 46, Sector 24, Opposite Block `A Office Campus, Atal Nagar, Naya Raipur-492018 | 0771-2210400 |
| Rajkot | 2nd Floor,Jp Saphire Building, Race Course Road , Rajkot-360001 | – |
| Ranchi | 5th Floor Nile Complex, Kantatoli, Ranchi | 0651-2531900 |
| Rewari | Shop No- 11-12, First Floor, New Grain Market, Rewari | – |
| Rohtak | 97, Sonipat Road, Rohtak- 124001 | – |
| Saharanpur | 1st Floor Raj Tower, Shivaji Nagar, Near V Mart Delhi Road, Saharanpur | 0132-2767900 |
| Sambalpur | 1st Floor, Balaji Midtown,Deheripali, Budharaja, Sambalpur-768004 | – |
| Sas Nagar (Mohali) | Sco 43 (Ff & Sf) Near Bassi Theatre Mohali – 160055 (Punjab) | – |
| Secunderabad | 2nd Floor, Maharishi House.103, 8-2-248/1, Road No.3, Banjara Hills, Hyderabad, Telangana-500034 | 040-23147012 / 30 / 37 / 48 / 20 |
| Shimla | Circle Office,Regent House,The Mall,Simla,171001 | 0177-2651733 |
| Silchar | Central Road, Silchar,Assam,788001 | 0384-2247450 |
| Sirsa | Solitaire Tower, 1st Floor, Barnala Road Sirsa, Haryana. Pincode- 125055 | – |
| Sitapur | Bsnl Building,Near Head Post Office,Sitapur,Pin-261001 | – |
| Solan | Mall Road, Shandil Niwas, Near Kalyan Bhawan, Solan. Pin- 173212 | – |
| South 24 Parganas | Mouza Salepur ( Near Padmapukur More),Po- Baruipur, Dist- 24 Parganas ( South), Kolkata 700144 | 033- 2433 8569 |
| South Delhi | Vikarant Tower Rajendra Place New Delhi | 011-49270905 |
| Sriganganagar | Meera Chowk,Sriganganagar-335001 | 0154-2460707 |
| Srinagar | Hotel Resident, Sonwar, Srinagar, J&K 190004 | 0194-2465012 |
| Surat | Tulsi Krupa Arcade (4th Floor), Aai Mata Chowk, Surat Bardoli Road,Surat | 0261 2701001 |
| Tehri | Near Hanuman Chowk, New Tehri, Distt. Tehri Garhwal, Uttarakhand(249001) | – |
| Thane | PNB Pragati Tower, Plot No.C-9, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051 | – |
| Thiruvananthapuram | Vaishnavi Towers, Bypass Road, Kumarichantha, Ambalathara P O | – |
| Trichy | Trichy-Tanjore Road, Kailasapuram, Trichy – 620 014 | 0431-2521161 |
| Udaipur | Lic Building, Subcity Centre, Reti Stand, Udaipur 313001 | 0294-2688001 |
| Ujjain | 13/1, 13/2 First Floor, Mahakal Vanijya Kendra, Nanakheda, Ujjain – 465010 | 0734-2533425 |
| Vadodara | Vadodara Stock Exchange Building, Ground Floor, Fortune Tower, Sayajiganj, Vadodara – 390005. | 0265 2361734 |
| Varanasi | S-20/56, D, Kennedy Road, The Mall Cantt, Varanasi -221002 | – |
| Vijaywada | House No.9-35, First Floor, Kavuri Towers, Kamayya Thopu Centre, Kanur, Vijayawada, Andhra Pradesh-520007 | 0866-24281601 |
| Vizag | 8th Floor, Near Vinayagar Trade Centre, Vip Road, Visakhapatnam-530003 | 0866-2469977 |
| West Delhi | P-9/90, Connaught Circus, New Delhi – 110001 (Existing Eubi Building) | 011-23741565 |
The circle offices and branches of Punjab National Bank together form a robust and efficient network that serves millions of customers across India. By segmenting its operations, PNB ensures that each region receives the attention, resources, and guidance it requires. As the bank continues to grow and evolve, these structural divisions will be crucial in helping it navigate the challenges of the ever-evolving banking sector.